Referral service · Not a lender PistonAlta
Tall hexagonal basalt columns rising on a high plateau above clouds at dawn behind the PistonAlta loan request form, $100 – $5,000

Emergency loans online$100 – $5,000All credit types considered

See your options

$100 – $5,000 · funds as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to request

  • Secured by SSL
  • Free to request
  • All credit types considered
  • One request, many lenders

The month ran out of steam early.

PistonAlta is not a lender. One request for $100 – $5,000 goes to a network of lenders. Checking your options won't affect your credit score.

Any of these this week?

Running on empty?

One request for $100 – $5,000 to lenders in our network. Some lenders fund as soon as the next business day, if approved.

Check my options

Three marks

How PistonAlta works

One form on your phone. Lenders do the deciding. You do the reading.

  1. I

    Send one request

    Amount, contact details, a few income questions. A few minutes on a phone, encrypted end to end.

  2. II

    Lenders take a look

    Your request reaches lenders in our network. Each one decides on its own terms.

  3. III

    Read before you sign

    Any offer shows its APR, fees and due dates first. Accept it, or walk away owing nothing.

Before you start

What you need to apply

  • 18 or older, living in the USAvailability varies by state.
  • A steady source of incomeA job, benefits or self-employment.
  • An active checking accountIn your name, for deposit and repayment.
  • A phone number and emailSo a lender can reach you with an offer.
Grey basalt columns against a pale sky, the PistonAlta view of emergency loans online, $100 – $5,000

Emergency loans online

Built to hold.

Lenders in our network show their terms before you sign.

Representative costs

What any offer has to show you

Lenders set the terms. You see all of them before you sign.

APRThe yearly cost, interest and fees together. Short-term loan APRs can be high and may exceed 200%.
Finance chargeThe total cost of borrowing, shown before you agree.
Repayment scheduleEach due date and each payment amount.
Late and returned-payment feesSet by the lender, written into the agreement.
Renewal or rolloverWhether the loan can be extended, and what that costs.

PistonAlta does not set rates or fees. Terms vary by lender and by state. Borrow only what you can repay on the schedule shown.

Questions

Emergency loans online, answered

What do I need to apply?

You need to be 18 or older and a US resident, with regular income, an active checking account in your name, and a phone number and email you use.

Can I get emergency loans online with bad credit?

Lenders in our network consider all credit types. A lower score can mean fewer offers or different terms, and approval is never certain, but it does not stop you from sending a request.

Is PistonAlta a lender?

No. PistonAlta is a referral service, not a lender. We pass your request to lenders in our network, and any offer comes from the lender, on the lender's terms.

How much can I request?

Anything from $100 to $5,000. A lender may offer a different amount after its own review.

Does checking my options affect my credit score?

No. Checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.

How fast could funds arrive?

That depends on the lender and your bank. Some lenders fund as soon as the next business day, if approved. Any offer shows its timing before you agree.

Get the power back.

$100 – $5,000 through a network of lenders. Free to check. Nothing to sign until you choose.

Review my options